This coverage allows your auto comprehensive and collision deductibles to decrease by $100 a year for every year that a policyholder goes without an accident or a major violation and policy lapses; up to a $500 maximum. Add this coverage feature today and you'll receive an immediate $100 deductible credit on your policy. This gives you a great opportunity to select a higher deductible and save on the overall premium.
With the diminishing deductible feature, if you have an accident, major violation or policy cancellaton within the five year period, your deductible credit is reset to $100. No matter what, you'll always have a $100 credit on your policy deductibles.
Ask your agent about adding this valuable coverage onto your auto policy. Call 1-888-737-6200.