When your vehicle is involved in an auto accident, the collision coverage is activated. Policyholders who have purchased collision coverage are subject to a deductible that they have pre-selected such as $500, $750, $1,000 or higher. This figure is located on your auto policy. The deductible is the amount of money that you pay to have your vehicle repaired.
In the event of that your vehicle is a total loss from an auto accident, your entire deductible is waived. Your deductible is completely waived regardless of the amount of your deductible.