IMPORTANT NOTIFICATION for Business Owners: YOUR BUSINESS POLICY CONTAINS AN “EPL” EXCLUSION.
Your Business Policy excludes coverage for Employment Practices Liability. This coverage pertains directly to owners, partners, and employees in the business.It is not available under your Commercial Package Policy, General Liability Policy or Professional Liability policy.
Employment Practices Liability Insurance is a newer form of insurance.It provides coverage for employment related lawsuits based on:
All Discrimination Acts Wrongful Termination Sexual Harassment Defamation Invasion of Privacy False Imprisonment Independent Contractors Leased Employees Inferference with Contractual Relations Vicarious Liability for all Intentional Acts Negligent Supervision or Hiring Deceit, Fraud and/or Misrepresentation Intentional Infliction of Emotional Distress
Equal Pay Act Age Discrimination The Civil Rights Act Fair Labor Standards Act Americans With Disabilities Family and Medical Leave Act
Your employee could file an employment related lawsuit against a co-worker, manager or owner for sexual discrimination, harassment, or wrongful termination.Even if the accused person is innocent, preparing a legal defense can be costly.Lawsuits can impose huge settlements, judgments, attorney fees and court costs.
Business Owners cannot afford to be without this protection.Find out more and get a quote by contacting your agent at 1-888-737-6200.Various coverage limits are available now.Don’t wait to find out later that you should’ve bought the coverage now.