Insure your bikes: Road, Mountain, Electric, Cruiser
We insure bicycles! We've got insurance coverage for all types of bikes including mountain, road, race, electric, folding, hybrid and kids bikes. If you bike is lost or stolen, there is coverage under your new insurance policy.
We insure your bike by an endorsement known as "scheduling." A scheduled endorsement is added directly onto a home, condo or renter's policy. So, if you don't have a home, condo or renter's insurance coverage, then we'll arrange a policy for you. Then, In order to schedule your bike(s), we'll need to know the value of your bike; plus a description of it such as the year, make and model.
EBikes are not scheduled, as they do not qualify as a traditional bicycle. Since they're battery assisted with an electric motor, we insure them on a scooter policy.
We insure bikes for their full retail value. We do not take into consideration depreciation like you find on an auto insurance policy. So, as an example, if your bicycle costs $3,000, we can insure it for exactly $3,000. If it's stolen, then you'll get $3,000 from the insurance company. If your bike has a higher or lower value, that's fine just let us know.
Scheduled bikes are not subject to your property deductible in the event of a covered loss. Your home, condo or renter's policy comes with a deductible. It could be $500 as an example. With the Property policy, you get coverage for all your personal belongings, plus personal liability, replacement cost on contents and so much more. If your personal property (excluding your scheduled bike) is stolen, then there is a deductible that you'll have to meet on the policy. Anything stolen over the value of the deductible is covered under the property policy up to the stated personal property limit listed in your new policy. There is an additional premium for scheduling. It's based on the total value of your bike. Call our office for a quote at 1-888-737-6200 and we'll let you know what it costs for the entire package.
We insure your bike by an endorsement known as "scheduling." A scheduled endorsement is added directly onto a home, condo or renter's policy. So, if you don't have a home, condo or renter's insurance coverage, then we'll arrange a policy for you. Then, In order to schedule your bike(s), we'll need to know the value of your bike; plus a description of it such as the year, make and model.
EBikes are not scheduled, as they do not qualify as a traditional bicycle. Since they're battery assisted with an electric motor, we insure them on a scooter policy.
We insure bikes for their full retail value. We do not take into consideration depreciation like you find on an auto insurance policy. So, as an example, if your bicycle costs $3,000, we can insure it for exactly $3,000. If it's stolen, then you'll get $3,000 from the insurance company. If your bike has a higher or lower value, that's fine just let us know.
Scheduled bikes are not subject to your property deductible in the event of a covered loss. Your home, condo or renter's policy comes with a deductible. It could be $500 as an example. With the Property policy, you get coverage for all your personal belongings, plus personal liability, replacement cost on contents and so much more. If your personal property (excluding your scheduled bike) is stolen, then there is a deductible that you'll have to meet on the policy. Anything stolen over the value of the deductible is covered under the property policy up to the stated personal property limit listed in your new policy. There is an additional premium for scheduling. It's based on the total value of your bike. Call our office for a quote at 1-888-737-6200 and we'll let you know what it costs for the entire package.
