Shorr Agency focuses on small business insurance, home-based business insurance, general liability, business property, professional liability, and health insurance
  • Start Here
  • Our Agency
    • Radio
    • Our Story
    • Testimonials
    • Free Stuff
    • Insurance Agencies for Sale
  • Get a quote
    • Auto Quote >
      • Auto Coverages >
        • Loan & Lease Gap Coverage
        • New Car Replacement / Gap Coverage
        • Total Loss Deductible Waiver
      • Auto ID Cards
      • Roadside Assistance
      • How to install SmartRide
    • Home Quote >
      • Home Coverages >
        • Bicycles
        • Home Warranty Plan
        • Identity Theft
      • Tips for Hiring Contractors
      • Fire Safety
    • Health Quote >
      • Affordable Care Act FAQ
      • Qualifying Events for Special Enrollment Period
    • General Liability Quote >
      • Hiscox Insurance and Next Insurance
      • Workers Compensation
      • Bond Quote
      • Employment Practices Liability
    • Earthquake Quote
    • Flood Quote
    • Rental Quote
    • Umbrella Quote
    • Motorcycle Quote
    • Boat Quote
    • Motor Home Quote
    • Text-a-quote
  • Client Services
    • Pay bills
    • Claims >
      • Find a Body Shop
      • Windshield Repair
    • Brochures
    • Mobile apps
    • New & Renewals >
      • Auto Insurance Renewal
      • Business Insurance Renewal
      • Home Insurance Renewal
      • Why did my premium go up
  • Contact Us
Picture

Home Coverages
888-737-6200

Home Insurance Coverages

Protect your home and everything in it.  We know how hard you've worked to turn your house into a home.  Since your home is one of the most important financial investments of your lifetime, you'll need proper coverage in order to keep your investment protected and provide your family with the guarantee that they'll be safe and sound.

Shorr Agency provides Home, Condo and Renter's insurance.  We offer coverage options that are both flexible and affordable.  We work with you  on an individual basis  to find a policy that best suits your needs.  Our team is dedicated to providing the assurance that your family and possessions are secure.


Core Coverages:  Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability, Medical Payments to Others, and your Deductible.

Coverages to Consider:  Extended Replacement Cost,  New Belongings Replacement Cost, Identity Theft, Home Warranty Plan, Ordinance & Law, Personal Injury, Backup of Sewer & Drains, and Scheduled Jewelry & Bicycles.

Home Insurance Policy Forms to consider:  HO-3 vs. HO-5:
The majority of home insurance policies are issued as a Standard HO-3 Policy - Named Perils.
However,  you have the option of improving your coverage with an HO-5 policy - All Risk.    
 
While an all-risk policy covers everything unless excluded, a named perils policy only covers what's included. ... Any peril not named in the policy is excluded, as are some specified perils. Named perils policies are also called covered perils policies.

Available Discounts:  Age of Insured, Claims Free, Gated Community, Home Purchase, Home Renovation, Multi-Policy, Marriage, Smoke Alarm, Central Station Burglar Alarm, Central Station Fire Alarm, Roof and Year of Construction. 

New Stuff:  Please review your home insurance policy.  During the year, you may have purchased items that should be specifically insured on your policy such as wedding and engagement rings, guns, golf clubs, and high-end bicycles (eBikes, mountain & road).  It's a good idea to call your agent and discuss the coverage you may already have in place and the coverage to consider putting in place.

Home Remodels:  If you've recently remodeled your home, added a room, pool, spa, built-in BBQ, gazebo, firepit, then contact your agent to make sure that you've got coverage.

Recommendation:  We suggest that you take photos / video of your home and personal belongings at least once a year.  If you ever have a claim, you'll be glad that you did.  Be sure to open up closets, drawers, and cabinets to show all the items inside.  Hold onto the photos / video in a safe place or in the cloud.
Quote & Buy Now

Personal Insurance

Auto
Boat

Home
Health
Vision

Condo
eBikes
Dental

Rentals
Renters
Umbrella
Term Life

Motorcycle
Townhouse
2nd Homes

Earthquake
Motor Home
Mobile Home
Antique Auto
Vacation Rentals

Personal Watercraft
Medicare Supplements
Difference-In-Conditions
Short-Term Rentals (STRs)

Commercial Insurance

Bonds
Buildings
Apartments
Cyber Liability

Business Auto
General Liability
Business
Property
Commercial Umbrella
Workers' Compensation
Home-Based Businesses

Professional Liability (E&O)
Business Owners Policy (BOP)
Employment Practices Liability (EPL)

Contact Us

Picture





Hours:  M-F  8am - 5pm

Office Locations:

609 Deep Valley Drive # 200
Palos Verdes Peninsula, CA  90274

30211 Ave. de las Banderas # 200
Rancho Santa Margarita, CA 92688
(Mailing Address)

CA License # 0146520


Connect with us
Picture
Shorr Agency Insurance
Picture
Picture
Picture
Picture
Search Tim 4 Shorr
Copyright 2012-2022
All Rights Reserved

  • Start Here
  • Our Agency
    • Radio
    • Our Story
    • Testimonials
    • Free Stuff
    • Insurance Agencies for Sale
  • Get a quote
    • Auto Quote >
      • Auto Coverages >
        • Loan & Lease Gap Coverage
        • New Car Replacement / Gap Coverage
        • Total Loss Deductible Waiver
      • Auto ID Cards
      • Roadside Assistance
      • How to install SmartRide
    • Home Quote >
      • Home Coverages >
        • Bicycles
        • Home Warranty Plan
        • Identity Theft
      • Tips for Hiring Contractors
      • Fire Safety
    • Health Quote >
      • Affordable Care Act FAQ
      • Qualifying Events for Special Enrollment Period
    • General Liability Quote >
      • Hiscox Insurance and Next Insurance
      • Workers Compensation
      • Bond Quote
      • Employment Practices Liability
    • Earthquake Quote
    • Flood Quote
    • Rental Quote
    • Umbrella Quote
    • Motorcycle Quote
    • Boat Quote
    • Motor Home Quote
    • Text-a-quote
  • Client Services
    • Pay bills
    • Claims >
      • Find a Body Shop
      • Windshield Repair
    • Brochures
    • Mobile apps
    • New & Renewals >
      • Auto Insurance Renewal
      • Business Insurance Renewal
      • Home Insurance Renewal
      • Why did my premium go up
  • Contact Us