Shorr Agency - home, auto, health, & small business insurance in Palos Verdes & RSM. Plus, motorcycle, boat, RV, earthquake & rental insurance.
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Tips for Hiring Contractors
888-737-6200

Tips for Hiring Contractors that work in, on, or around your home:

As a homeowner, you need to protect yourself and your property.  It's not your job to insure those folks that should be insuring themselves such as an uninsured handyman. 

Be sure to obtain the following items from anyone that you hire:

1.  Certificate of Insurance for their General Liability
2.  Certificate of Insurance for their Workers' Compensation
3.  Certificate of Insurance showing that they are Bonded
4.  Get a copy of their current Business License
5.  If your Contractor uses Sub-Contractors, then get Certificates of Insurance from the Sub-
     Contractors for General Liability, Workers' Compensation, & Bonds.
6.  Obtain a copy of the proposed contract or written agreement between you and the
     Contractor.  Make sure that it has a Hold Harmless agreement that's in your favor.
7.  Have your Contractor add you as an Additional Insured on his General Liability policy.
     Be sure to get a Certificate of Insurance that lists you as Additional Insured.

Most importantly, advise your insurance agent of the renovations / remodeling / additions that you've made to your home or rental property.   Your agent needs to factor in your upgrades to make sure that you've got the proper level of dwelling coverage.  This applies to upgrades both inside and outside your home such as the addition of a pool, spa or built-in BBQ. 

Personal Insurance

Auto
Home
Health
Vision

Condo
eBikes
Dental
Rentals
Renters
Umbrella
Motorcycle
Townhouse
2nd Homes

Earthquake
Motor Home
Mobile Home
Vacation Rentals

Personal Watercraft
Medicare Supplements

Commercial Insurance

Bonds
Business Auto
Cyber Liability

General Liability
Home Businesses

Commercial Property
Commercial Umbrella
Workers' Compensation
Professional Liability (E&O)
Business Owners Policy (BOP)
Employment Practices Liability (EPL)

Contact Us

Hours:  M-F  8am - 5pm

888-737-6200 Toll Free

Office Locations:

609 Deep Valley Drive # 200
Palos Verdes Peninsula, CA  90274

30211 Ave. de las Banderas # 200
Rancho Santa Margarita, CA 92688
(Mailing Address)

CA License # 0146520

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Copyright 2012-2021
All Rights Reserved

  • Start Here
  • Our Agency
    • Radio
    • Our Story
    • Testimonials
    • Employment
    • Free Stuff
    • Insurance Agencies for Sale
  • Get a quote
    • Auto Quote >
      • Auto Coverages >
        • Loan & Lease Gap Coverage
        • New Car Replacement / Gap Coverage
        • Total Loss Deductible Waiver
      • Auto ID Cards
      • Roadside Assistance
      • How to install SmartRide
    • Home Quote >
      • Home Coverages >
        • Bicycles
        • Home Warranty Plan
        • Identity Theft
      • Tips for Hiring Contractors
      • Fire Safety
    • Health Quote >
      • Affordable Care Act FAQ
      • Qualifying Events for Special Enrollment Period
    • General Liability Quote >
      • Workers Compensation
      • Bond Quote
      • Employment Practices Liability
    • Earthquake Quote
    • Flood Quote
    • Rental Quote
    • Umbrella Quote
    • Motorcycle Quote
    • Boat Quote
    • Motor Home Quote
    • Text-a-quote
  • Client Services
    • Brochures
    • Claims >
      • Find a Body Shop
      • Windshield Repair
    • Mobile apps
    • New & Renewals >
      • Auto Insurance Renewal
      • Business Insurance Renewal
      • Home Insurance Renewal
      • Why did my premium go up
    • Pay bills
  • Contact Us