ATTENTION:   
Due to the current U.S. insurance crisis, the following products are temporarily unavailable:   
Auto, Home, Condo, Renter, Rental, Difference-In-Conditions,
Business Auto, Lessor's Risk & Workers' Comp Insurance

    Home Insurance Quote  (California Properties Only):

    Shopping for home, condo or renter's insurance is easy with Shorr Agency.  With the info that you provide and a call from us to you, we search for the lowest price and best possible coverage.  Bundle your auto and home, and you'll save even more. 

    If you need a quote on a rental property, then click here.  Thank you.

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Home Insurance

Core Coverages:  Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability, Medical Payments to Others, and your Deductible.

Coverages to Consider:  Extended Replacement Cost, Personal Property Replacement Cost, Identity Theft, Home Warranty Plan, Ordinance & Law, Personal Injury, Backup of Sewer & Drains, and Scheduled Jewelry & Fine Arts.

Available Discounts:  Age of Insured, Claims Free, Gated Community, Home Purchase, Home Renovation, Multi-Line, Multi-Policy, Personal Status, Protective Device, Retention Credit, Roof, and Year of Construction.

Trusts:  If you home is included in your Family Trust, then the Trust needs to be included in home insurance policy.  Adding your Trust onto your insurance is important as it provides further protection for your assets.  There's no charge to add a Family Trust.  Contact your agent now.

3rd Party Designees:   You can now have a copy of your home insurance sent to a 3rd party such as a family member or conservator that may take care of your finances.  A 3rd Party Designee doesn't have any financial interest in your home like a mortgagee company does.  Contact your agent if you need to have a copy of your policy mailed not only to you, but to someone else.

Scheduled Items:  Please review your home insurance policy.  During the year, you may have purchased items that should be specifically insured on your policy such as wedding and engagement rings, paintings, fine arts, guns, golf clubs, expensive bikes (road and mountain), collections, etc.  It's a good idea to call your agent and discuss the coverage you may already have in effect or should put in place. 

Update your Jewelry Appraisals:  It's strongly recommended that if you have jewelry scheduled onto your home, condo or renter's policy, that you obtain a new jewelry appraisal every 2-3 years.  Values change.  Much of the time jewelry replacement value increases.  Don't get caught underinsured at the time of a loss, stay current with your appraisals and provide them to your agent. 

Many of our property policy with the Allied Premier Endorsement cap unscheduled jewelry at $5,000.  Plus, it's subject to your policy deductible.  If your jewelry value exceeds this limit, we can add the Premier Optional Endorsement and raise the unscheduled jewelry value to $10,000.  If you have more that this amount, then please call us to get the proper level of insurance.

Remodel and room additions:  If you've remodeled your home, added a room, pool, spa, built-in BBQ, gazebo or hard-scape, then contact your agent to make sure that you've got coverage.

Recommendation:  We suggest that you take photos of your home and personal belongings at least once a year.  If you ever have a claim, you're going to be glad that you did.  Be sure to open up your closets, drawers and cabinets to show all the items inside.  Hold onto the pictures in a safe place.  

Get tips on how to protect yourself when hiring a contractor.

In order to get a Nationwide Home Insurance Quote, please provide the following documents:

In an effort to be transparent, in our recent experience, it's taking Nationwide Insurance 2 or more weeks to review these documents.  Your new quote will be available after all these documents have been reviewed and accepted by Nationwide Insurance.  We do represent other property insurance companies. 

  • Copy of water, electric, gas, cable/internet, waste bill/statement
  • Copy of title/deed to the insured risk location -
  • If a new purchase, copy of signed contract for new home purchase
  • Multi-line - Auto policy must be issued/bound when the home policy is issued
  • Gated community - Photo of the gate at the community/home  
  • Central fire and/or burglar alarms – Proof of alarm contract
  • Sprinkler - Photos/proof that the sprinkler system in the home is tied to the water system and photos showing the sprinkler apparatus
  • Renovations (to include any of the following: electrical, heating, cooling, plumbing, roof) -
  • Proof of renovations includes contractors’ receipts or other applicable/acceptable documentation to support full renovation of the utility system in the home     
  • Supplemental Heating (if applicable) - Photos of unit in the home
  • Electrical systems for homes older than 1975 (if applicable):
         Photos of electrical panel/breaker box
         Contractors statement that confirms homes electrical system is up to current code
  • Trampoline (if applicable) -  Photos of trampoline showing anchored, netted and padded
  • Swimming pool (if applicable):
         Photos showing yard has self-latching or locked gate
         Photos of pool

Please upload all of these required documents in the Contact Us of our website.  Thank you.

ATTENTION:   
Due to the current U.S. insurance crisis, the following products are temporarily unavailable:   
Auto, Home, Condo, Renter, Rental, Difference-In-Conditions,
Business Auto, Lessor's Risk & Workers' Comp Insurance.